If you drive and live in the Magic City of Miami, you know that, unfortunately, accidents happen every day. Finding the right insurance policy is imperative, but it can also be confusing. Auto insurance isn’t a one size fits all situation and finding a policy that’s tailored for you and your needs is important.

Each auto policy is different and if you’re not well versed in what the types of coverage mean, it’s easy to get confused or lost. At We Insure Miami, helping our clients select the best coverage suited specifically for them is top priority. Our team will shop 150 top-rated insurance companies to help you find the right policy.

There are many coverage options to consider when selecting the right plan for you.

  • Bodily Injury Liability - The insurance coverage that pays for injuries caused by an insured driver to other people, including other drivers, passengers, and pedestrians.
  • Property Damage Liability - This coverage helps pay for damage to someone else’s car or other property due to an accident caused by the insured driver.
  • Personal Injury Protection - A type of coverage that is also referred to as PIP coverage or No-Fault and covers medical expenses for the driver’s injuries.
  • Collision - Collision insurance covers damage to your vehicle in the event of a covered accident involving a collision with another vehicle.
  • Comprehensive - Comprehensive coverage pays for damage to your vehicle caused non-collision related events such as theft or vandalism.
  • Uninsured Motorist - If an uninsured or insured driver hits your vehicle, you can still be spared from spending your own money to pay medical bills for crashes you didn’t cause if you have uninsured motorist coverage.
  • Medical Payments - Medical Payments Coverage covers expenses that aren’t covered by your PIP policy.
  • GAP Coverage - This optional coverage helps to cover any difference between what your insurance will pay. For example, purchasing the GAP coverage means the difference between the actual cash value (ACV) of the vehicle and your loan payoff is covered.
  • Rental Reimbursement - Rental Reimbursement coverage provides payment for a rental car if your vehicle is involved in a covered accident.
  • Roadside Assistance - Roadside Assistance is helpful coverage that can get you out of several different types of non-accident related instances. This covers towing charges, tire-changing assistance, gas delivery and more.

The team at We Insure, understands how important it is to keep you and your family safe. Safety and security are our main concerns. We will help you build a policy that’s an ideal fit for you. We’re here to help pave a safe road for your journey ahead.

We invite you to give We Insure Miami a call to speak to one of our agents or get an auto insurance quote online today. We can be reached at 786-623-2123.