Just because you don’t own your home, that doesn’t mean you haven’t created a home that deserves protection. As a renter, it’s up to you to make sure your belongings are safe and protected. Your landlord is likely to have some sort of insurance policy in place that will cover the physical dwelling of your home, but what’s inside the property, including your possessions and assets, are your responsibility.

Your landlord’s homeowners insurance policy on your home likely covers the following:

  • The basic structure of the house including roof, ceiling, and walls if damaged from an accident.
  • Damaged created by burst pipes.
  • Vandalism to the outer dwelling, garden or lawn.

Keeping this in mind, the team at We Insure is able help you figure what your specific renters insurance needs are by crafting a policy that’s made just for you.

Our agents are here to make sure you’re protected in case of instances where your possessions are stolen or damaged by fire, severe weather, or flooding. Renters insurance covers items within your home such as furniture, clothing, electronics, appliances, jewelry, and more.

Another important thing to consider when looking for a renters insurance policy is the possibility of a liability lawsuit. In these instances, you may be held accountable for any harm or injury that occurs in your home. Proper renters insurance can help you cover the legal fees and also protect you from the lawsuit.

Renters insurance can also come in handy if your home is undergoing any kind of repairs. This type of insurance can oftentimes help cover the hotel expenses during the period where the work is being done.

While renters insurance is completely optional, it’s always a good idea to take extra steps to keep your home and belongings safe. Give We Insure a call today to see how we can help you make it happen at 786-623-2123.

Many would avoid choosing renter’s insurance as they might think their landlord has this kind of coverage. But for that, knowing the difference between renters insurance and the parts that your landlord's insurance covers are important.

It’s important to be aware of what is covered under your landlord’s policy on your home