Small Business

Owning your own business means you’re in charge, but it’s a double-edged sword, because it always means you’re liable for an entire company and everything that happens to it. At We Insure, we know exactly what risks your business faces. To help keep it running smoothly, we’re here to offer small business insurance packages that can handle the tough task of keeping your business and employees safe.

As a small business owner, here are some things you need to know about small business insurance:

  • This type of policy covers your business in the event that there’s a business interruption, property damage or lawsuits resulting from bodily injury or property damage to others.
  • Small business insurance can pay legal expenses if liability claims are brought against your business, regardless of who’s at fault.
  • It can provide coverage for personal and advertising injury for certain offenses you or your employees commit in the course of your business such as slander, libel, disparagement or copyright infringement in your advertisements.
  • Small business insurance can provide replacement cost coverage for buildings and most business owners’ personal property.
  • Other coverage can be included as needed, such as commercial auto, equipment breakdown insurance, crime insurance and flood insurance.

If you identify as a small or even midsize business, a small business package or business owner’s policy might be the right option for you. Whether it’s workers’ compensation, income, physical or liability insurance, our We Insure agents can help breakdown the differences so you know you’re purchasing a policy that’s not only right for your business, but also for your wallet. Call your We Insure agent today to learn more at 786-623-2123.